By Elliott Brack | Take a look at your homeowner’s insurance policy. Every insurance company in Georgia offers a homeowner’s policy which figures your personal property coverage at between 70-80 percent of the dwelling’s coverage.
So, figure if your dwelling is insured for $200,000, that means the company requires that your personal contents must be insured for between $140-160,000. Now really, how many of us have contents that are worth that much in our homes? Unless you have massive jewelry stored in your home, or nothing but antiques for furniture, or over-the-top electronics around, your contents simply are not that valuable. But you are required to be insured for that coverage.
In effect, we’re overpaying on our contents, by law. Of course, if legislators changed this law, and we could pay the actual value on our contents……guess what would happen?
Yep, the insurance companies would raise the premium on the house itself.
In effect, you can’t beat ‘em. So we overpay on our contents. Want to protest: call your state insurance commissioner, who gets more campaign contributions from the insurance companies than all of us combined, no doubt!
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One of our favorite eateries is expanding. Which Wich?, with outlets in Gwinnett at Peachtree Corners, Snellville and Duluth, has a new site now in Woodstock. That’s their eighth store in the Metro Atlanta area.
Gary and Melynda Birnberg also operate the shops in Brookhaven, Canton, Cumming and at Emory. We like their tasty sandwiches, which (hence the name) you tell them how to make by filling out the order blank, which becomes the sandwich bag. (Hint: put your name on the back of the bag to follow it through the making line.) Their first outlet was in Peachtree Corners seven years ago. Great yummies out of them since!
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We were saddened by the death of several recently.
Bill Crosland of Atlanta passed away at age 87. He was for years the pastor of the Buford Presbyterian Church, and held pastorates throughout the south. He was the minister who moved the Buford church from downtown to the present structure on Buford Highway. Many from Buford were at his service at Central Presbyterian Church in Atlanta on Sunday.
Wayne Minchew, 78, died in Calhoun. Wayne was a key sports writer for the AJC and the initial beat reporter covering The Atlanta Braves. He was a superb writer and wonderful friend.
And also passing last week was Sam Griffin, 79, the former Bainbridge publisher, and son of the late Governor Marvin Griffin. Sam had Marvin’s gift for telling stories, besides being a great newspaperman and good friend.
May all three rest in peace.
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We’re Down To the Last Seven Gwinnett: A Little Above Atlanta Books
Here’s our plan to sell the last seven Gwinnett: A Little Above Atlanta history books of the second printing. Yes, it’s crass commercialization, but those who have not purchased the history need to know that we are down to only eight books. There will be no third printing.
The next two books can be purchased for $40, plus tax. Then we will put the fifth-to-last book up for an online auction, starting at the regular price. Potential buyers will have two weeks to raise that price. Once that book sells, the fourth-from last will have a starting price of $60, and the third and second to last will be offered for $80 and $100. The last book for sale will also start at $100.
Half the proceeds of the last five books will be given to the Salvation Army.
So, if you need a Gwinnett history book, move fast. Call 770 840 1003 or write to me at elliott@brack.net.
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